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Strafford city, MO

ZIP 65757 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65757

Median Home Value
$231,200
Median Rent
$642
Affordability Snapshot
$64,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,485/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65757 in Strafford city, MO, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,485. That sits below the local median household income ($76,809), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
87.2%+33% vs US avg
x
Vacancy Rate
3.5%-66% vs US avg
x
Broadband Access
89.3%+3% vs US avg
x
4+ Bedrooms
5.1%-65% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
17.6%-65% vs US avg
x
Mortgage-Free
42.6%+12% vs US avg
x
$231,200
Home Value
$642
Rent
1991
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.8%
  • 1-unit attached0.2%
  • 2-9 units4.3%
  • 10+ units1.0%
  • Mobile home & other9.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$231,200
Median rent$642
Owner-occupied87.2%
Vacant3.5%
Price-to-income3.0x
Est. income to buy$64,000