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Springfield city, MO

ZIP 65807 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65807

Median Home Value
$174,000
Median Rent
$842
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,118/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65807 in Springfield city, MO, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,118. That is roughly in line with the local median household income ($50,271). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
45.5%-30% vs US avg
x
Vacancy Rate
3.5%-67% vs US avg
x
Broadband Access
84.7%-3% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
3.5%-72% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
23.2%-53% vs US avg
x
Mortgage-Free
34.4%-10% vs US avg
x
$174,000
Home Value
$842
Rent
1983
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.3%
  • 1-unit attached5.2%
  • 2-9 units11.2%
  • 10+ units23.0%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$174,000
Median rent$842
Owner-occupied45.5%
Vacant3.5%
Price-to-income3.5x
Est. income to buy$48,000