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ZIP 65814 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65814

Median Home Value
$180,600
Median Rent
$703
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,160/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65814, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,160. That is about 16% above the local median household income ($43,065), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
32.0%-51% vs US avg
x
Vacancy Rate
2.3%-78% vs US avg
x
Broadband Access
76.2%-12% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
14.6%-71% vs US avg
x
Mortgage-Free
61.2%+60% vs US avg
x
$180,600
Home Value
$703
Rent
1979
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached37.9%
  • 1-unit attached9.8%
  • 2-9 units4.3%
  • 10+ units40.5%
  • Mobile home & other7.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$180,600
Median rent$703
Owner-occupied32.0%
Vacant2.3%
Price-to-income4.2x
Est. income to buy$50,000