Median home value is about $191,000 — about 45% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $389 (about 67% below the U.S. median rent ($1,163)), and owner-occupancy near 75.8% (about 10.4 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 66401 in Alma, KS, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,227. That is roughly in line with the local median household income ($58,490). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.