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Topeka city, KS

ZIP 66409 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 66409

Median Home Value
$281,700
Median Rent
N/A
Affordability Snapshot
$78,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,810/mo PITI).

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 66409 in Topeka city, KS, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,810. That sits below the local median household income ($102,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
98.9%+51% vs US avg
x
Vacancy Rate
4.0%-61% vs US avg
x
Broadband Access
94.3%+8% vs US avg
x
4+ Bedrooms
4.9%-67% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
45.6%+20% vs US avg
x
$281,700
Home Value
N/A
Rent
1985
Year Built
2001
Moved In

Residents have lived here since ~2001 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached97.8%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other2.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$281,700
Median rent$-666,666,666
Owner-occupied98.9%
Vacant4.0%
Price-to-income2.7x
Est. income to buy$78,000