ZIP Code 66438 — Home CDP, KS Demographics & Data

ZIP code 66438 covers Home, KS in Marshall County with a population of about 189.

At a glance, the area shows median age of 48.4 versus a U.S. median of about 38.9.

It sits in telephone area code 785; U.S. House district KS-1; the TOPEKA media market.

Median household income in ZIP 66438 is about $88,750 — about 18% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 13.4% of adults with a bachelor’s degree or higher (about 20.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Administrative support, and Transportation; a mean commute of about 134.0 minutes (U.S. average near 26.8).

Median home value is about $295,800 — about 15% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 73.9% (about 8.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 66438 in Home, KS, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,900. That is roughly in line with the local median household income ($88,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Home CDP, KS as Very Low (composite score 21.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (81.2) and flood (29.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Home CDP, KS show little to no average snow and around 33.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 10 for ZIP 66438 (Home CDP, KS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.