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ZIP 66505
Housing & Real Estate

ZIP 66505 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 66505

Median Home Value

$192,600

Median Rent

$736

Affordability Snapshot

$53,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,237/mo PITI).

35%

Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

7.5x

Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

21.8 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 66505, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,237. That is about 108% above the local median household income ($25,520), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

13.6%-79% vs US avg

Vacancy Rate

16.5%+60% vs US avg

Broadband Access

91.9%+6% vs US avg

4+ Bedrooms

1.8%-88% vs US avg

Built Pre-1939

7.0%-45% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

35.3%-29% vs US avg

Mortgage-Free

38.0%-1% vs US avg

$192,600

Home Value

$736

Rent

1974

Year Built

N/A

Moved In

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached22.0%
1-unit attached1.5%
2-9 units54.5%
10+ units22.0%
Mobile home & other0.0%

ZIP 66505 — Housing & Real Estate

Housing & Real Estate in ZIP Code 66505

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