ZIP Code 66748 — Humboldt city, KS Demographics & Data

ZIP code 66748 covers Humboldt, KS in Allen County with a population of about 2,864.

At a glance, the area shows median age of 44.7 versus a U.S. median of about 38.9.

It sits in telephone area code 620; U.S. House district KS-2; the JOPLIN - PITTSBURG media market.

Median household income in ZIP 66748 is about $58,723 — about 22% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.1%; unemployment rate near 11.6%; 14.3% of adults with a bachelor’s degree or higher (about 19.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Education; about 2.6% of workers reporting work-from-home (about 12.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $107,100 — about 69% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $385 (about 67% below the U.S. median rent ($1,163)), and owner-occupancy near 84.5% (about 19.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 66748 in Humboldt, KS, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $688. That sits below the local median household income ($58,723), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Humboldt city, KS as Very Low (composite score 15.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (26.3) and wildfire (22.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Humboldt city, KS show little to no average snow and around 42.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 159 for ZIP 66748 (Humboldt city, KS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.