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Clyde city, KS

ZIP 66938 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 66938

Median Home Value
$79,500
Median Rent
$664
Affordability Snapshot
$22,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$511/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

10.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 66938 in Clyde city, KS, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $511. That sits below the local median household income ($58,490), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.6%+29% vs US avg
x
Vacancy Rate
11.6%+12% vs US avg
x
Broadband Access
72.7%-16% vs US avg
x
4+ Bedrooms
4.7%-69% vs US avg
x
Built Pre-1939
6.7%-48% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
7.6%-85% vs US avg
x
Mortgage-Free
53.9%+41% vs US avg
x
$79,500
Home Value
$664
Rent
1938
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.6%
  • 1-unit attached1.7%
  • 2-9 units0.7%
  • 10+ units5.2%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$79,500
Median rent$664
Owner-occupied84.6%
Vacant11.6%
Price-to-income1.4x
Est. income to buy$22,000