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Spearville city, KS

ZIP 67876 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 67876

Median Home Value
$172,300
Median Rent
$636
Affordability Snapshot
$47,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,107/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 67876 in Spearville city, KS, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,107. That sits below the local median household income ($71,051), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
82.1%+25% vs US avg
x
Vacancy Rate
2.1%-80% vs US avg
x
Broadband Access
87.3%+0% vs US avg
x
4+ Bedrooms
12.1%-18% vs US avg
x
Built Pre-1939
13.2%+3% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
1.8%-96% vs US avg
x
Mortgage-Free
57.1%+50% vs US avg
x
$172,300
Home Value
$636
Rent
1963
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.8%
  • 1-unit attached0.0%
  • 2-9 units2.7%
  • 10+ units2.4%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$172,300
Median rent$636
Owner-occupied82.1%
Vacant2.1%
Price-to-income2.4x
Est. income to buy$47,000