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Gretna city, NE

ZIP 68028 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68028

Median Home Value
$370,500
Median Rent
$1,238
Affordability Snapshot
$102,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,380/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68028 in Gretna city, NE, a household would need roughly $102,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,380. That sits below the local median household income ($141,356), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
84.9%+30% vs US avg
x
Vacancy Rate
2.2%-78% vs US avg
x
Broadband Access
94.4%+9% vs US avg
x
4+ Bedrooms
13.7%-8% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
2.3%-67% vs US avg
x
Rent Burden >30%
19.7%-60% vs US avg
x
Mortgage-Free
22.0%-42% vs US avg
x
$370,500
Home Value
$1,238
Rent
2005
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.8%
  • 1-unit attached1.1%
  • 2-9 units1.5%
  • 10+ units7.3%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$370,500
Median rent$1,238
Owner-occupied84.9%
Vacant2.2%
Price-to-income2.6x
Est. income to buy$102,000