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Louisville city, NE

ZIP 68037 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68037

Median Home Value
$254,000
Median Rent
$858
Affordability Snapshot
$70,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,632/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68037 in Louisville city, NE, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,632. That sits below the local median household income ($96,875), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
83.8%+28% vs US avg
x
Vacancy Rate
6.6%-36% vs US avg
x
Broadband Access
93.7%+8% vs US avg
x
4+ Bedrooms
10.1%-32% vs US avg
x
Built Pre-1939
4.2%-67% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
16.7%-66% vs US avg
x
Mortgage-Free
38.1%-0% vs US avg
x
$254,000
Home Value
$858
Rent
1974
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.4%
  • 1-unit attached3.1%
  • 2-9 units1.3%
  • 10+ units4.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$254,000
Median rent$858
Owner-occupied83.8%
Vacant6.6%
Price-to-income2.6x
Est. income to buy$70,000