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Omaha city, NE

ZIP 68108 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68108

Median Home Value
$124,500
Median Rent
$863
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$800/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68108 in Omaha city, NE, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $800. That sits below the local median household income ($47,255), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
51.2%-22% vs US avg
x
Vacancy Rate
7.8%-24% vs US avg
x
Broadband Access
88.1%+1% vs US avg
x
4+ Bedrooms
5.2%-65% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
18.6%-63% vs US avg
x
Mortgage-Free
58.5%+53% vs US avg
x
$124,500
Home Value
$863
Rent
1938
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.3%
  • 1-unit attached9.8%
  • 2-9 units9.1%
  • 10+ units18.4%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$124,500
Median rent$863
Owner-occupied51.2%
Vacant7.8%
Price-to-income2.6x
Est. income to buy$34,000