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Adams village, NE

ZIP 68301 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68301

Median Home Value
$320,200
Median Rent
$653
Affordability Snapshot
$88,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,057/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

40.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68301 in Adams village, NE, a household would need roughly $88,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,057. That sits below the local median household income ($112,963), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.5%+29% vs US avg
x
Vacancy Rate
12.7%+24% vs US avg
x
Broadband Access
92.5%+6% vs US avg
x
4+ Bedrooms
8.6%-42% vs US avg
x
Built Pre-1939
1.1%-91% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
14.1%-72% vs US avg
x
Mortgage-Free
43.2%+13% vs US avg
x
$320,200
Home Value
$653
Rent
1979
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.7%
  • 1-unit attached0.8%
  • 2-9 units1.9%
  • 10+ units0.0%
  • Mobile home & other2.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$320,200
Median rent$653
Owner-occupied84.5%
Vacant12.7%
Price-to-income2.8x
Est. income to buy$88,000