ZIP Code 68349 — Elmwood village, NE Demographics & Data

ZIP code 68349 covers Elmwood, NE in Cass County with a population of about 1,247.

At a glance, the area shows median age of 40.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 402, 531; U.S. House district NE-1; the OMAHA media market.

Median household income in ZIP 68349 is about $75,990 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.7%; unemployment rate near 1.5%; 32.3% of adults with a bachelor’s degree or higher (about 1.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Education; about 15.1% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $222,000 — about 36% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $658 (about 43% below the U.S. median rent ($1,163)), and owner-occupancy near 84.6% (about 19.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 68349 in Elmwood, NE, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,426. That sits below the local median household income ($75,990), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Elmwood village, NE as Very Low (composite score 31.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (74.1) and flood (37.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Elmwood village, NE show little to no average snow and around 33.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 80 for ZIP 68349 (Elmwood village, NE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.