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Pawnee City city, NE

ZIP 68420 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68420

Median Home Value
$59,000
Median Rent
$476
Affordability Snapshot
$16,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$379/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

10.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68420 in Pawnee City city, NE, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $379. That sits below the local median household income ($46,438), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.4%+24% vs US avg
x
Vacancy Rate
20.5%+99% vs US avg
x
Broadband Access
82.9%-5% vs US avg
x
4+ Bedrooms
1.9%-88% vs US avg
x
Built Pre-1939
6.5%-49% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
30.2%-39% vs US avg
x
Mortgage-Free
76.1%+99% vs US avg
x
$59,000
Home Value
$476
Rent
1941
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.0%
  • 1-unit attached0.0%
  • 2-9 units7.7%
  • 10+ units0.8%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$59,000
Median rent$476
Owner-occupied81.4%
Vacant20.5%
Price-to-income1.3x
Est. income to buy$16,000