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Lincoln city, NE

ZIP 68510 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68510

Median Home Value
$221,200
Median Rent
$763
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,421/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68510 in Lincoln city, NE, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,421. That is roughly in line with the local median household income ($64,183). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
58.5%-11% vs US avg
x
Vacancy Rate
5.2%-49% vs US avg
x
Broadband Access
88.5%+2% vs US avg
x
4+ Bedrooms
3.6%-75% vs US avg
x
Built Pre-1939
10.2%-20% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
16.1%-68% vs US avg
x
Mortgage-Free
40.2%+5% vs US avg
x
$221,200
Home Value
$763
Rent
1960
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.6%
  • 1-unit attached5.9%
  • 2-9 units17.0%
  • 10+ units15.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$221,200
Median rent$763
Owner-occupied58.5%
Vacant5.2%
Price-to-income3.4x
Est. income to buy$61,000