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Lincoln city, NE

ZIP 68516 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68516

Median Home Value
$331,600
Median Rent
$1,075
Affordability Snapshot
$91,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,130/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68516 in Lincoln city, NE, a household would need roughly $91,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,130. That is roughly in line with the local median household income ($100,093). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
69.8%+7% vs US avg
x
Vacancy Rate
2.8%-73% vs US avg
x
Broadband Access
95.4%+10% vs US avg
x
4+ Bedrooms
12.2%-18% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
1.8%-73% vs US avg
x
Rent Burden >30%
16.7%-66% vs US avg
x
Mortgage-Free
39.4%+3% vs US avg
x
$331,600
Home Value
$1,075
Rent
1996
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.8%
  • 1-unit attached10.5%
  • 2-9 units5.3%
  • 10+ units20.1%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$331,600
Median rent$1,075
Owner-occupied69.8%
Vacant2.8%
Price-to-income3.3x
Est. income to buy$91,000