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Lincoln city, NE

ZIP 68527 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68527

Median Home Value
$482,600
Median Rent
N/A
Affordability Snapshot
$133,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,100/mo PITI).

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 68527 in Lincoln city, NE, a household would need roughly $133,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,100. That is roughly in line with the local median household income ($127,813). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics

Newer development area (18% built after 2014)

Owner Occupied
97.6%+49% vs US avg
x
Vacancy Rate
4.8%-53% vs US avg
x
Broadband Access
100.0%+15% vs US avg
x
4+ Bedrooms
24.9%+69% vs US avg
x
Built Pre-1939
8.2%-36% vs US avg
x
Built Post-2014
18.1%+162% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
43.4%+14% vs US avg
x
$482,600
Home Value
N/A
Rent
2010
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached100.0%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$482,600
Median rent$-666,666,666
Owner-occupied97.6%
Vacant4.8%
Price-to-income3.8x
Est. income to buy$133,000