US5.com
  1. Home
  2. States
  3. Nebraska
  4. ZIP 68725
  5. Housing & Real Estate
Chambers village, NE

ZIP 68725 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68725

Median Home Value
$125,700
Median Rent
$438
Affordability Snapshot
$35,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$807/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68725 in Chambers village, NE, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $807. That sits below the local median household income ($50,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.6%+29% vs US avg
x
Vacancy Rate
18.4%+79% vs US avg
x
Broadband Access
72.6%-17% vs US avg
x
4+ Bedrooms
4.6%-69% vs US avg
x
Built Pre-1939
7.4%-43% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
4.9%-90% vs US avg
x
Mortgage-Free
54.2%+42% vs US avg
x
$125,700
Home Value
$438
Rent
1966
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.7%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other16.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$125,700
Median rent$438
Owner-occupied84.6%
Vacant18.4%
Price-to-income2.5x
Est. income to buy$35,000