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South Sioux City city, NE

ZIP 68776 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68776

Median Home Value
$161,100
Median Rent
$834
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,035/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68776 in South Sioux City city, NE, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,035. That sits below the local median household income ($68,686), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
58.1%-11% vs US avg
x
Vacancy Rate
6.3%-39% vs US avg
x
Broadband Access
84.5%-3% vs US avg
x
4+ Bedrooms
8.0%-46% vs US avg
x
Built Pre-1939
6.9%-46% vs US avg
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
16.5%-67% vs US avg
x
Mortgage-Free
47.1%+23% vs US avg
x
$161,100
Home Value
$834
Rent
1974
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.0%
  • 1-unit attached2.2%
  • 2-9 units14.0%
  • 10+ units14.9%
  • Mobile home & other9.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$161,100
Median rent$834
Owner-occupied58.1%
Vacant6.3%
Price-to-income2.3x
Est. income to buy$44,000