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Overland CDP, NE

ZIP 68854 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68854

Median Home Value
$272,800
Median Rent
$573
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,752/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

39.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68854 in Overland CDP, NE, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,752. That is roughly in line with the local median household income ($81,125). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.9%+39% vs US avg
x
Vacancy Rate
20.9%+103% vs US avg
x
Broadband Access
90.6%+4% vs US avg
x
4+ Bedrooms
9.6%-35% vs US avg
x
Built Pre-1939
2.7%-79% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
25.0%-50% vs US avg
x
Mortgage-Free
58.9%+54% vs US avg
x
$272,800
Home Value
$573
Rent
1974
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached96.4%
  • 1-unit attached0.0%
  • 2-9 units0.6%
  • 10+ units0.0%
  • Mobile home & other3.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$272,800
Median rent$573
Owner-occupied90.9%
Vacant20.9%
Price-to-income3.4x
Est. income to buy$75,000