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Blue Hill city, NE

ZIP 68930 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68930

Median Home Value
$194,700
Median Rent
$547
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,251/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

29.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68930 in Blue Hill city, NE, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,251. That sits below the local median household income ($68,819), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
75.2%+15% vs US avg
x
Vacancy Rate
4.6%-56% vs US avg
x
Broadband Access
94.2%+8% vs US avg
x
4+ Bedrooms
15.7%+6% vs US avg
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
2.1%-96% vs US avg
x
Mortgage-Free
50.5%+32% vs US avg
x
$194,700
Home Value
$547
Rent
1967
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.6%
  • 1-unit attached2.4%
  • 2-9 units10.8%
  • 10+ units0.3%
  • Mobile home & other1.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$194,700
Median rent$547
Owner-occupied75.2%
Vacant4.6%
Price-to-income2.8x
Est. income to buy$54,000