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ZIP 68969 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2016–2020 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68969

Median Home Value
$147,200
Median Rent
$466
Affordability Snapshot
$41,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$946/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68969, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $946. That sits below the local median household income ($70,536), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 37% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.8%+30% vs US avg
x
Vacancy Rate
36.5%+254% vs US avg
x
Broadband Access
79.9%-8% vs US avg
x
4+ Bedrooms
4.9%-67% vs US avg
x
Built Pre-1939
5.3%-58% vs US avg
x
Built Post-2014
1.7%-76% vs US avg
x
Rent Burden >30%
18.1%-64% vs US avg
x
Mortgage-Free
58.7%+54% vs US avg
x
$147,200
Home Value
$466
Rent
1966
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.4%
  • 1-unit attached0.9%
  • 2-9 units1.4%
  • 10+ units0.7%
  • Mobile home & other21.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$147,200
Median rent$466
Owner-occupied84.8%
Vacant36.5%
Price-to-income2.1x
Est. income to buy$41,000