ZIP Code 69341 — Gering city, NE Demographics & Data

ZIP code 69341 covers Gering, NE in Scotts Bluff County with a population of about 10,721.

At a glance, the area shows median age of 37.8 (near the U.S. median).

It sits in telephone area code 308; U.S. House district NE-3; the CHEYENNE - SCOTTSBLUF media market.

Median household income in ZIP 69341 is about $70,142 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.0%; unemployment rate near 0.9%; 27.1% of adults with a bachelor’s degree or higher (about 6.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Public administration; about 2.7% of workers reporting work-from-home (about 12.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $169,600 — about 51% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $591 (about 49% below the U.S. median rent ($1,163)), and owner-occupancy near 73.0% (about 7.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 69341 in Gering, NE, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,089. That sits below the local median household income ($70,142), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gering city, NE as Relatively Low (composite score 63.8), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (64.2) and flood (48.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gering city, NE show little to no average snow and around 15.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 685 for ZIP 69341 (Gering city, NE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.