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Mitchell city, NE

ZIP 69357 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 69357

Median Home Value
$179,200
Median Rent
$757
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,151/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 69357 in Mitchell city, NE, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,151. That sits below the local median household income ($69,958), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
72.8%+11% vs US avg
x
Vacancy Rate
9.0%-13% vs US avg
x
Broadband Access
86.2%-1% vs US avg
x
4+ Bedrooms
9.0%-39% vs US avg
x
Built Pre-1939
11.5%-10% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
15.5%-69% vs US avg
x
Mortgage-Free
40.8%+7% vs US avg
x
$179,200
Home Value
$757
Rent
1961
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.8%
  • 1-unit attached4.8%
  • 2-9 units2.1%
  • 10+ units1.9%
  • Mobile home & other4.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$179,200
Median rent$757
Owner-occupied72.8%
Vacant9.0%
Price-to-income2.6x
Est. income to buy$49,000