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ZIP 70004 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 70004

Median Home Value
$274,600
Median Rent
$1,206
Affordability Snapshot
$76,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,764/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 70004, a household would need roughly $76,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,764. That is roughly in line with the local median household income ($73,659). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
56.1%-14% vs US avg
x
Vacancy Rate
6.2%-40% vs US avg
x
Broadband Access
94.4%+8% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
12.6%-1% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
27.8%-44% vs US avg
x
Mortgage-Free
40.5%+6% vs US avg
x
$274,600
Home Value
$1,206
Rent
1958
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.8%
  • 1-unit attached19.5%
  • 2-9 units15.8%
  • 10+ units0.8%
  • Mobile home & other1.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$274,600
Median rent$1,206
Owner-occupied56.1%
Vacant6.2%
Price-to-income3.7x
Est. income to buy$76,000