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Reserve CDP, LA

ZIP 70084 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 70084

Median Home Value
$162,400
Median Rent
$869
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,043/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 70084 in Reserve CDP, LA, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,043. That sits below the local median household income ($61,736), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 31% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.9%+19% vs US avg
x
Vacancy Rate
31.3%+204% vs US avg
x
Broadband Access
87.8%+1% vs US avg
x
4+ Bedrooms
2.7%-81% vs US avg
x
Built Pre-1939
7.0%-46% vs US avg
x
Built Post-2014
2.3%-66% vs US avg
x
Rent Burden >30%
15.8%-68% vs US avg
x
Mortgage-Free
69.9%+83% vs US avg
x
$162,400
Home Value
$869
Rent
1977
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.2%
  • 1-unit attached0.0%
  • 2-9 units6.7%
  • 10+ units0.0%
  • Mobile home & other18.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$162,400
Median rent$869
Owner-occupied77.9%
Vacant31.3%
Price-to-income2.6x
Est. income to buy$45,000