US5.com
  1. Home
  2. States
  3. ZIP 70185
  4. Housing & Real Estate
,

ZIP 70185 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 70185

Median Home Value
$228,800
Median Rent
$976
Affordability Snapshot
$63,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,470/mo PITI).

46%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

9.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

19.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 70185, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,470. That is about 148% above the local median household income ($25,370), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
16.6%-75% vs US avg
x
Vacancy Rate
10.7%+4% vs US avg
x
Broadband Access
81.6%-6% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
6.2%-51% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
46.8%-6% vs US avg
x
Mortgage-Free
66.3%+74% vs US avg
x
$228,800
Home Value
$976
Rent
1975
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached12.3%
  • 1-unit attached5.1%
  • 2-9 units23.4%
  • 10+ units58.6%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$228,800
Median rent$976
Owner-occupied16.6%
Vacant10.7%
Price-to-income9.0x
Est. income to buy$63,000