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ZIP 70187 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 70187

Median Home Value
$209,800
Median Rent
$865
Affordability Snapshot
$58,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,348/mo PITI).

45%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

9.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

20.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 70187, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,348. That is about 153% above the local median household income ($22,956), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
14.7%-78% vs US avg
x
Vacancy Rate
19.2%+87% vs US avg
x
Broadband Access
64.4%-26% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.0%
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
44.2%-11% vs US avg
x
Mortgage-Free
43.9%+15% vs US avg
x
$209,800
Home Value
$865
Rent
1979
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached11.9%
  • 1-unit attached1.8%
  • 2-9 units22.6%
  • 10+ units63.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$209,800
Median rent$865
Owner-occupied14.7%
Vacant19.2%
Price-to-income9.1x
Est. income to buy$58,000