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Lake Charles city, LA

ZIP 70605 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 70605

Median Home Value
$293,800
Median Rent
$1,186
Affordability Snapshot
$81,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,887/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 70605 in Lake Charles city, LA, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,887. That is roughly in line with the local median household income ($88,337). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.3%+11% vs US avg
x
Vacancy Rate
12.4%+21% vs US avg
x
Broadband Access
91.5%+5% vs US avg
x
4+ Bedrooms
6.5%-56% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
2.4%-65% vs US avg
x
Rent Burden >30%
30.0%-40% vs US avg
x
Mortgage-Free
43.5%+14% vs US avg
x
$293,800
Home Value
$1,186
Rent
1995
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.5%
  • 1-unit attached2.7%
  • 2-9 units9.0%
  • 10+ units13.6%
  • Mobile home & other3.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$293,800
Median rent$1,186
Owner-occupied72.3%
Vacant12.4%
Price-to-income3.3x
Est. income to buy$81,000