US5.com
  1. Home
  2. States
  3. ZIP 70892
  4. Housing & Real Estate
,

ZIP 70892 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 70892

Median Home Value
$77,400
Median Rent
$611
Affordability Snapshot
$21,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$497/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

10.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 70892, a household would need roughly $21,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $497. That sits below the local median household income ($25,757), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (25% built before 1939)

Owner Occupied
39.2%-40% vs US avg
x
Vacancy Rate
23.6%+129% vs US avg
x
Broadband Access
77.5%-11% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
25.2%+97% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
38.2%-23% vs US avg
x
Mortgage-Free
58.7%+54% vs US avg
x
$77,400
Home Value
$611
Rent
1967
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.1%
  • 1-unit attached1.1%
  • 2-9 units19.1%
  • 10+ units0.0%
  • Mobile home & other3.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$77,400
Median rent$611
Owner-occupied39.2%
Vacant23.6%
Price-to-income3.0x
Est. income to buy$21,000