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Cotton Valley town, LA

ZIP 71018 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 71018

Median Home Value
$58,000
Median Rent
$331
Affordability Snapshot
$16,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$373/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 71018 in Cotton Valley town, LA, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $373. That sits below the local median household income ($39,035), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.1%+18% vs US avg
x
Vacancy Rate
27.7%+169% vs US avg
x
Broadband Access
71.0%-18% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
6.7%-48% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
16.7%-66% vs US avg
x
Mortgage-Free
76.0%+99% vs US avg
x
$58,000
Home Value
$331
Rent
1976
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached49.5%
  • 1-unit attached0.6%
  • 2-9 units6.1%
  • 10+ units0.3%
  • Mobile home & other43.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$58,000
Median rent$331
Owner-occupied77.1%
Vacant27.7%
Price-to-income1.5x
Est. income to buy$16,000