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ZIP 71361
Housing & Real Estate

ZIP 71361 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 71361

Median Home Value

$210,200

Median Rent

$736

Affordability Snapshot

$58,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,350/mo PITI).

16%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.8 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 71361, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,350. That is roughly in line with the local median household income ($55,318). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

43.8%-33% vs US avg

Vacancy Rate

15.4%+50% vs US avg

Broadband Access

90.3%+4% vs US avg

4+ Bedrooms

2.8%-81% vs US avg

Built Pre-1939

1.2%-91% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

24.6%-50% vs US avg

Mortgage-Free

28.7%-25% vs US avg

$210,200

Home Value

$736

Rent

1977

Year Built

2015

Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached47.1%
1-unit attached1.7%
2-9 units32.9%
10+ units11.2%
Mobile home & other7.0%

ZIP 71361 — Housing & Real Estate

Housing & Real Estate in ZIP Code 71361

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