ZIP Code 71655 — Monticello city, AR Demographics & Data

ZIP code 71655 covers Monticello, AR in Drew County with a population of about 13,892.

At a glance, the area shows median age of 37.5 (near the U.S. median).

It sits in telephone area code 870; U.S. House district AR-4; the LITTLE ROCK - PINE BLUFF media market.

Median household income in ZIP 71655 is about $40,878 — about 46% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.5%; unemployment rate near 5.6%; 24.1% of adults with a bachelor’s degree or higher (about 9.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Retail trade; about 3.3% of workers reporting work-from-home (about 11.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $132,500 — about 62% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $563 (about 52% below the U.S. median rent ($1,163)), and owner-occupancy near 60.6% (about 4.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 71655 in Monticello, AR, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $851. That sits below the local median household income ($40,878), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Monticello city, AR as Very Low (composite score 35.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (56.6) and wildfire (25.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Monticello city, AR show little to no average snow and around 53.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 486 for ZIP 71655 (Monticello city, AR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.