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ZIP 71731
Housing & Real Estate

ZIP 71731 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 71731

Median Home Value

$198,200

Median Rent

$603

Affordability Snapshot

$55,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,273/mo PITI).

12%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.4 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 71731, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,273. That is roughly in line with the local median household income ($59,515). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

70.5%+8% vs US avg

Vacancy Rate

21.2%+106% vs US avg

Broadband Access

90.2%+4% vs US avg

4+ Bedrooms

1.0%-93% vs US avg

Built Pre-1939

6.0%-54% vs US avg

Built Post-2014

2.3%-67% vs US avg

Rent Burden >30%

28.9%-42% vs US avg

Mortgage-Free

33.3%-13% vs US avg

$198,200

Home Value

$603

Rent

1967

Year Built

2013

Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached87.9%
1-unit attached0.0%
2-9 units8.0%
10+ units2.9%
Mobile home & other1.3%

ZIP 71731 — Housing & Real Estate

Housing & Real Estate in ZIP Code 71731

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