US5.com
  1. Home
  2. States
  3. Arkansas
  4. ZIP 71740
  5. Housing & Real Estate
Emerson town, AR

ZIP 71740 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 71740

Median Home Value
$142,000
Median Rent
$428
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$912/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

27.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 71740 in Emerson town, AR, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $912. That sits below the local median household income ($63,050), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 31% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.0%+21% vs US avg
x
Vacancy Rate
31.2%+203% vs US avg
x
Broadband Access
62.5%-28% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
1.6%-88% vs US avg
x
Built Post-2014
1.9%-72% vs US avg
x
Rent Burden >30%
57.5%+16% vs US avg
x
Mortgage-Free
65.2%+71% vs US avg
x
$142,000
Home Value
$428
Rent
1991
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.7%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other37.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$142,000
Median rent$428
Owner-occupied79.0%
Vacant31.2%
Price-to-income2.3x
Est. income to buy$39,000