US5.com
  1. Home
  2. States
  3. ZIP 71828
  4. Housing & Real Estate
,

ZIP 71828 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 71828

Median Home Value
$80,600
Median Rent
$362
Affordability Snapshot
$22,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$518/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 71828, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $518. That sits below the local median household income ($57,148), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 26% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.1%+33% vs US avg
x
Vacancy Rate
25.9%+152% vs US avg
x
Broadband Access
65.1%-25% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
7.9%-84% vs US avg
x
Mortgage-Free
65.8%+72% vs US avg
x
$80,600
Home Value
$362
Rent
1985
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.7%
  • 1-unit attached0.3%
  • 2-9 units2.3%
  • 10+ units0.0%
  • Mobile home & other29.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$80,600
Median rent$362
Owner-occupied87.1%
Vacant25.9%
Price-to-income1.4x
Est. income to buy$22,000