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Stamps city, AR

ZIP 71860 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 71860

Median Home Value
$72,500
Median Rent
$345
Affordability Snapshot
$20,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$466/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 71860 in Stamps city, AR, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $466. That sits below the local median household income ($34,122), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.3%+12% vs US avg
x
Vacancy Rate
23.3%+126% vs US avg
x
Broadband Access
70.1%-19% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
11.7%-8% vs US avg
x
Built Post-2014
3.2%-54% vs US avg
x
Rent Burden >30%
6.0%-88% vs US avg
x
Mortgage-Free
64.8%+70% vs US avg
x
$72,500
Home Value
$345
Rent
1978
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.8%
  • 1-unit attached1.6%
  • 2-9 units1.8%
  • 10+ units0.4%
  • Mobile home & other28.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$72,500
Median rent$345
Owner-occupied73.3%
Vacant23.3%
Price-to-income2.1x
Est. income to buy$20,000