US5.com
  1. Home
  2. States
  3. Arkansas
  4. ZIP 72104
  5. Housing & Real Estate
Malvern city, AR

ZIP 72104 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 72104

Median Home Value
$117,300
Median Rent
$568
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$754/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 72104 in Malvern city, AR, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $754. That sits below the local median household income ($51,492), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.0%+10% vs US avg
x
Vacancy Rate
16.0%+55% vs US avg
x
Broadband Access
77.2%-11% vs US avg
x
4+ Bedrooms
1.3%-92% vs US avg
x
Built Pre-1939
9.7%-24% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
19.7%-60% vs US avg
x
Mortgage-Free
55.2%+44% vs US avg
x
$117,300
Home Value
$568
Rent
1976
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.7%
  • 1-unit attached0.6%
  • 2-9 units7.7%
  • 10+ units1.1%
  • Mobile home & other17.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$117,300
Median rent$568
Owner-occupied72.0%
Vacant16.0%
Price-to-income2.3x
Est. income to buy$32,000