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ZIP 72217 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 72217

Median Home Value
$614,100
Median Rent
$990
Affordability Snapshot
$169,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,945/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

51.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 72217, a household would need roughly $169,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,945. That is about 68% above the local median household income ($100,643), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
62.7%-4% vs US avg
x
Vacancy Rate
13.3%+29% vs US avg
x
Broadband Access
94.8%+9% vs US avg
x
4+ Bedrooms
5.1%-65% vs US avg
x
Built Pre-1939
15.2%+19% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
25.2%-49% vs US avg
x
Mortgage-Free
45.4%+19% vs US avg
x
$614,100
Home Value
$990
Rent
1965
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.6%
  • 1-unit attached0.0%
  • 2-9 units8.9%
  • 10+ units32.8%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$614,100
Median rent$990
Owner-occupied62.7%
Vacant13.3%
Price-to-income6.1x
Est. income to buy$169,000