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ZIP 72231
Housing & Real Estate

ZIP 72231 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 72231

Median Home Value

$193,300

Median Rent

$842

Affordability Snapshot

$53,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,242/mo PITI).

20%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.1 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 72231, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,242. That is roughly in line with the local median household income ($51,438). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

75.9%+16% vs US avg

Vacancy Rate

20.6%+100% vs US avg

Broadband Access

75.1%-14% vs US avg

4+ Bedrooms

3.4%-77% vs US avg

Built Pre-1939

6.1%-52% vs US avg

Built Post-2014

6.8%-1% vs US avg

Rent Burden >30%

63.5%+28% vs US avg

Mortgage-Free

27.6%-28% vs US avg

$193,300

Home Value

$842

Rent

2004

Year Built

2017

Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached63.8%
1-unit attached0.0%
2-9 units4.2%
10+ units10.6%
Mobile home & other21.5%

ZIP 72231 — Housing & Real Estate

Housing & Real Estate in ZIP Code 72231

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Housing & Real Estate key statistics