FEMA’s National Risk Index rates natural-hazard risk for TN as Relatively Moderate (composite score 81.0), which is elevated versus much of the country. The strongest component scores on US5 are flood (53.9) and hurricane (46.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.
Climate normals for TN show little to no average snow and around 50.4 inches of annual precipitation.
IRS migration statistics for ZIP 72338 (TN) are roughly balanced (near-zero net) on US5’s published series.