US5.com
  1. Home
  2. States
  3. Arkansas
  4. ZIP 72411
  5. Housing & Real Estate
Bay city, AR

ZIP 72411 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 72411

Median Home Value
$101,300
Median Rent
$751
Affordability Snapshot
$28,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$651/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 72411 in Bay city, AR, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $651. That sits below the local median household income ($53,158), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
56.8%-13% vs US avg
x
Vacancy Rate
5.9%-43% vs US avg
x
Broadband Access
85.1%-2% vs US avg
x
4+ Bedrooms
1.0%-94% vs US avg
x
Built Pre-1939
6.4%-50% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
7.7%-84% vs US avg
x
Mortgage-Free
61.7%+62% vs US avg
x
$101,300
Home Value
$751
Rent
1976
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.3%
  • 1-unit attached2.2%
  • 2-9 units10.2%
  • 10+ units0.9%
  • Mobile home & other5.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$101,300
Median rent$751
Owner-occupied56.8%
Vacant5.9%
Price-to-income1.9x
Est. income to buy$28,000