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ZIP 72503 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 72503

Median Home Value
$123,000
Median Rent
$576
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$790/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 72503, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $790. That sits below the local median household income ($53,254), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
62.3%-5% vs US avg
x
Vacancy Rate
15.9%+55% vs US avg
x
Broadband Access
83.9%-4% vs US avg
x
4+ Bedrooms
8.8%-41% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
2.3%-66% vs US avg
x
Rent Burden >30%
21.5%-57% vs US avg
x
Mortgage-Free
52.8%+38% vs US avg
x
$123,000
Home Value
$576
Rent
1976
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.6%
  • 1-unit attached0.0%
  • 2-9 units13.4%
  • 10+ units2.4%
  • Mobile home & other5.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$123,000
Median rent$576
Owner-occupied62.3%
Vacant15.9%
Price-to-income2.3x
Est. income to buy$34,000