ZIP Code 72538 — undefined, AR Demographics & Data

ZIP code 72538 covers AR in Fulton County with a population of about 738.

At a glance, the area shows median age of 56.1 versus a U.S. median of about 38.9.

It sits in telephone area code 870; U.S. House district AR-1; the SPRINGFIELD, MO media market.

AR fits a retirement-oriented profile (high share of residents 65+ (39.4%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 72538 is about $44,186 — about 41% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.5%; unemployment rate near 0.0%; 22.3% of adults with a bachelor’s degree or higher (about 11.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Transportation, and Retail trade; about 1.9% of workers reporting work-from-home (about 13.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $270,000 — about 22% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 72538 in AR, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,734. That is about 67% above the local median household income ($44,186), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for AR as Relatively Low (composite score 50.7), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (56.0) and flood (45.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for AR show little to no average snow and around 49.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 26 for ZIP 72538 (AR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.