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Diamond City city, AR

ZIP 72644 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 72644

Median Home Value
$99,800
Median Rent
$585
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$641/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 72644 in Diamond City city, AR, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $641. That sits below the local median household income ($42,434), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 29% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
91.3%+40% vs US avg
x
Vacancy Rate
29.1%+182% vs US avg
x
Broadband Access
90.3%+4% vs US avg
x
4+ Bedrooms
4.8%-67% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
7.3%+5% vs US avg
x
Rent Burden >30%
9.8%-80% vs US avg
x
Mortgage-Free
63.0%+65% vs US avg
x
$99,800
Home Value
$585
Rent
1980
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.4%
  • 1-unit attached0.4%
  • 2-9 units1.8%
  • 10+ units0.6%
  • Mobile home & other15.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$99,800
Median rent$585
Owner-occupied91.3%
Vacant29.1%
Price-to-income2.4x
Est. income to buy$27,000