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ZIP 72654
Housing & Real Estate

ZIP 72654 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 72654

Median Home Value

$171,400

Median Rent

$635

Affordability Snapshot

$47,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,101/mo PITI).

18%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.5 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 72654, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,101. That is roughly in line with the local median household income ($42,383). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

71.4%+9% vs US avg

Vacancy Rate

4.5%-56% vs US avg

Broadband Access

90.6%+4% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

1.9%-85% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

21.8%-56% vs US avg

Mortgage-Free

37.9%-1% vs US avg

$171,400

Home Value

$635

Rent

1979

Year Built

2013

Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached77.7%
1-unit attached4.5%
2-9 units9.1%
10+ units2.9%
Mobile home & other5.7%

ZIP 72654 — Housing & Real Estate

Housing & Real Estate in ZIP Code 72654

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