US5.com
  1. Home
  2. States
  3. Arkansas
  4. ZIP 72949
  5. Housing & Real Estate
Ozark city, AR

ZIP 72949 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 72949

Median Home Value
$119,300
Median Rent
$560
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$766/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 72949 in Ozark city, AR, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $766. That sits below the local median household income ($53,867), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.8%+10% vs US avg
x
Vacancy Rate
11.6%+12% vs US avg
x
Broadband Access
79.4%-9% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
2.7%-79% vs US avg
x
Built Post-2014
2.3%-67% vs US avg
x
Rent Burden >30%
16.7%-66% vs US avg
x
Mortgage-Free
51.7%+35% vs US avg
x
$119,300
Home Value
$560
Rent
1986
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.8%
  • 1-unit attached2.5%
  • 2-9 units11.6%
  • 10+ units0.4%
  • Mobile home & other12.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$119,300
Median rent$560
Owner-occupied71.8%
Vacant11.6%
Price-to-income2.2x
Est. income to buy$33,000