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Choctaw city, OK

ZIP 73020 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 73020

Median Home Value
$248,700
Median Rent
$1,101
Affordability Snapshot
$68,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,598/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 73020 in Choctaw city, OK, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,598. That sits below the local median household income ($99,108), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
88.1%+35% vs US avg
x
Vacancy Rate
5.5%-47% vs US avg
x
Broadband Access
93.2%+7% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
1.7%-87% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
23.7%-52% vs US avg
x
Mortgage-Free
39.4%+3% vs US avg
x
$248,700
Home Value
$1,101
Rent
1991
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.9%
  • 1-unit attached0.5%
  • 2-9 units0.5%
  • 10+ units0.2%
  • Mobile home & other9.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$248,700
Median rent$1,101
Owner-occupied88.1%
Vacant5.5%
Price-to-income2.5x
Est. income to buy$68,000